Frequently asked questions
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Yes. SBA is the U.S. Small Business Administration, a U.S. government agency dedicated to supporting small businesses through access to capital, counseling, and contracting opportunities. We provide official information on grant programs, eligibility requirements, and application guidance to help small business owners succeed.
No. Browsing the ledger, taking the eligibility check, and reading the guides are all free, and we never charge an application fee. Be cautious of any party that does a real grant program does not charge you to apply.
No, and you should be skeptical of anyone who does. We help you find programs you're realistically eligible for and prepare a stronger application, but the award decision is always made by the grantor, not by us.
In most cases, yes grants and programs from different sources generally don't conflict, though a few programs do ask whether you've received other funding for the same purpose. Always check the specific program's rules on stacking.
Some startup and microgrant programs accept pre-registration applicants, but most require at least an EIN and basic business registration. The eligibility check will flag which category fits where you are right now.
A grant doesn't need to be repaid and doesn't take equity. A loan does need to be repaid, usually with interest. Some programs including several SBA loan programs get confused with grants because they're mentioned together, but they work very differently.